.dofin-ing-refinancing {
  --ingr-navy: #071b33;
  --ingr-blue: #123a67;
  --ingr-blue-soft: #eaf1f8;
  --ingr-orange: #ff6200;
  --ingr-orange-dark: #d94f00;
  --ingr-orange-soft: #fff1e8;
  --ingr-gold: #f5b732;
  --ingr-ink: #10233b;
  --ingr-muted: #5c6d81;
  --ingr-line: #dce5ef;
  --ingr-paper: #f5f8fb;
  --ingr-white: #fff;
  padding-bottom: 0;
  background: #fff;
  color: var(--ingr-ink);
  font-family: "Manrope", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.65;
}

.dofin-ing-refinancing h1,
.dofin-ing-refinancing h2,
.dofin-ing-refinancing h3,
.dofin-ing-refinancing p,
.dofin-ing-refinancing ul,
.dofin-ing-refinancing ol,
.dofin-ing-refinancing dl {
  margin-top: 0;
}

.dofin-ing-refinancing h1,
.dofin-ing-refinancing h2,
.dofin-ing-refinancing h3 {
  color: var(--ingr-ink);
  letter-spacing: -0.035em;
}

.ingr-shell {
  width: min(100% - 32px, 1180px);
  margin-inline: auto;
}

.ingr-eyebrow,
.ingr-kicker {
  color: var(--ingr-orange-dark);
  font-size: 13px;
  font-weight: 850;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.ingr-eyebrow {
  display: flex;
  gap: 11px;
  align-items: center;
  margin-bottom: 20px;
}

.ingr-eyebrow::before {
  width: 30px;
  height: 3px;
  border-radius: 99px;
  background: var(--ingr-orange);
  content: "";
}

.ingr-kicker {
  margin-bottom: 12px;
}

.ingr-hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 88% 10%, rgba(255, 98, 0, 0.14), transparent 27%),
    radial-gradient(circle at 8% 85%, rgba(18, 58, 103, 0.1), transparent 25%),
    linear-gradient(135deg, #f8fafc 0%, #fff 58%, #fff3eb 100%);
}

.ingr-hero::after {
  position: absolute;
  right: -110px;
  bottom: -180px;
  width: 420px;
  height: 420px;
  border: 72px solid rgba(255, 98, 0, 0.06);
  border-radius: 50%;
  content: "";
}

.ingr-hero__grid {
  position: relative;
  z-index: 1;
  min-height: 650px;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(340px, 0.72fr);
  gap: clamp(44px, 7vw, 96px);
  align-items: center;
  padding-block: clamp(62px, 8vw, 100px);
}

.ingr-hero__copy {
  max-width: 720px;
}

.ingr-hero h1 {
  max-width: 760px;
  margin-bottom: 24px;
  font-size: clamp(44px, 5.6vw, 72px);
  font-weight: 850;
  line-height: 1.02;
}

.ingr-hero__lead {
  max-width: 680px;
  margin-bottom: 30px;
  color: #3d526c;
  font-size: clamp(18px, 2vw, 21px);
}

.ingr-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.ingr-button {
  min-height: 54px;
  display: inline-flex;
  gap: 10px;
  align-items: center;
  justify-content: center;
  padding: 14px 22px;
  border: 1px solid transparent;
  border-radius: 11px;
  font-size: 15px;
  font-weight: 800;
  line-height: 1.2;
  text-align: center;
  text-decoration: none;
  transition: transform 180ms ease, box-shadow 180ms ease, background-color 180ms ease;
}

.ingr-button:hover {
  transform: translateY(-2px);
}

.ingr-button--primary {
  background: var(--ingr-orange);
  box-shadow: 0 14px 28px rgba(217, 79, 0, 0.22);
  color: #fff;
}

.ingr-button--primary:hover {
  background: var(--ingr-orange-dark);
  color: #fff;
}

.ingr-button--secondary {
  border-color: rgba(16, 35, 59, 0.18);
  background: rgba(255, 255, 255, 0.78);
  color: var(--ingr-navy);
}

.ingr-button--dark {
  margin-top: 18px;
  background: var(--ingr-navy);
  color: #fff;
}

.ingr-hero__trust {
  margin: 18px 0 0;
  color: var(--ingr-muted);
  font-size: 13px;
  font-weight: 650;
}

.ingr-offer-card {
  position: relative;
  padding: 28px;
  border: 1px solid rgba(16, 35, 59, 0.1);
  border-top: 5px solid var(--ingr-orange);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.94);
  box-shadow: 0 28px 70px rgba(7, 27, 51, 0.15);
}

.ingr-offer-card__top {
  display: flex;
  gap: 14px;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--ingr-line);
  color: var(--ingr-muted);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.ingr-offer-card__top strong {
  color: var(--ingr-orange-dark);
  white-space: nowrap;
}

.ingr-offer-card__reward {
  display: grid;
  margin-bottom: 24px;
}

.ingr-offer-card__reward span {
  color: var(--ingr-muted);
  font-size: 13px;
}

.ingr-offer-card__reward strong {
  color: var(--ingr-navy);
  font-size: clamp(42px, 5vw, 62px);
  line-height: 1.05;
  letter-spacing: -0.055em;
}

.ingr-offer-card__numbers {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
  margin-bottom: 18px;
}

.ingr-offer-card__numbers div {
  padding: 14px;
  border-radius: 13px;
  background: var(--ingr-paper);
}

.ingr-offer-card__numbers div:last-child {
  grid-column: 1 / -1;
}

.ingr-offer-card__numbers dt {
  color: var(--ingr-muted);
  font-size: 12px;
}

.ingr-offer-card__numbers dd {
  margin: 2px 0 0;
  color: var(--ingr-ink);
  font-size: 19px;
  font-weight: 850;
}

.ingr-offer-card > p {
  margin-bottom: 14px;
  color: var(--ingr-muted);
  font-size: 12px;
  line-height: 1.6;
}

.ingr-offer-card > a,
.ingr-text-link {
  color: var(--ingr-orange-dark);
  font-size: 14px;
  font-weight: 850;
  text-underline-offset: 4px;
}

.ingr-section {
  padding-block: clamp(72px, 9vw, 112px);
}

.ingr-intro__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(0, 1.28fr);
  gap: clamp(42px, 8vw, 100px);
  align-items: center;
}

.ingr-intro h2,
.ingr-eligibility h2,
.ingr-process h2,
.ingr-conversion h2,
.ingr-faq h2,
.ingr-section-head h2 {
  margin-bottom: 18px;
  font-size: clamp(34px, 4.4vw, 52px);
  font-weight: 830;
  line-height: 1.08;
}

.ingr-intro__grid > div:first-child > p:last-child,
.ingr-eligibility__copy > p:last-of-type,
.ingr-section-head > p:last-child {
  color: var(--ingr-muted);
  font-size: 17px;
}

.ingr-value-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}

.ingr-value-grid article {
  min-height: 205px;
  padding: 25px;
  border: 1px solid var(--ingr-line);
  border-radius: 18px;
  background: #fff;
  box-shadow: 0 14px 34px rgba(7, 27, 51, 0.055);
}

.ingr-value-grid span {
  color: var(--ingr-orange-dark);
  font-size: 12px;
  font-weight: 850;
}

.ingr-value-grid h3 {
  margin: 28px 0 8px;
  font-size: 21px;
}

.ingr-value-grid p {
  margin-bottom: 0;
  color: var(--ingr-muted);
  font-size: 14px;
}

.ingr-calculator {
  padding-block: clamp(72px, 9vw, 108px);
  background:
    radial-gradient(circle at 85% 0%, rgba(255, 98, 0, 0.08), transparent 22%),
    linear-gradient(180deg, #f3f6fa, #fff);
  scroll-margin-top: 90px;
}

.ingr-section-head {
  max-width: 800px;
  margin-bottom: 38px;
}

.ingr-calculator .dofin-refinancing-panel,
.ingr-calculator .dofin-refinancing-card {
  background: #fff;
}

.ingr-calculator .dofin-refinancing-card h3 {
  margin-bottom: 0.85rem;
  font-size: 1.35rem;
}

.ingr-calculator__after {
  display: flex;
  gap: 22px;
  align-items: center;
  justify-content: space-between;
  margin-top: 24px;
  padding: 19px 22px;
  border-left: 4px solid var(--ingr-orange);
  border-radius: 0 12px 12px 0;
  background: #fff7f2;
}

.ingr-calculator__after p {
  max-width: 780px;
  margin-bottom: 0;
  color: #5d6877;
  font-size: 13px;
}

.ingr-text-link {
  flex: 0 0 auto;
}

.ingr-eligibility {
  background: #fff;
}

.ingr-eligibility__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(340px, 0.75fr);
  gap: clamp(42px, 8vw, 100px);
  align-items: center;
}

.ingr-purpose-list,
.ingr-conversion__copy ul {
  margin: 0;
  padding: 0;
  list-style: none;
}

.ingr-purpose-list {
  display: grid;
  gap: 11px;
  padding: 27px;
  border: 1px solid var(--ingr-line);
  border-radius: 20px;
  background: var(--ingr-paper);
}

.ingr-purpose-list li,
.ingr-conversion__copy li {
  display: grid;
  grid-template-columns: 26px 1fr;
  gap: 12px;
  align-items: start;
}

.ingr-purpose-list li {
  padding: 14px;
  border-radius: 11px;
  background: #fff;
  font-weight: 700;
}

.ingr-purpose-list span,
.ingr-conversion__copy li span {
  color: var(--ingr-orange-dark);
  font-weight: 900;
}

.ingr-conditions {
  background: var(--ingr-navy);
  color: #d8e1eb;
}

.ingr-section-head--light h2,
.ingr-section-head--light .ingr-kicker {
  color: #fff;
}

.ingr-section-head--light > p:last-child {
  color: #b9c6d4;
}

.ingr-conditions__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-bottom: 28px;
}

.ingr-conditions__grid article {
  min-height: 240px;
  padding: 26px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 17px;
  background: rgba(255, 255, 255, 0.055);
}

.ingr-conditions__grid span {
  color: #ff9a5a;
  font-size: 13px;
  font-weight: 850;
}

.ingr-conditions__grid h3 {
  margin: 34px 0 10px;
  color: #fff;
  font-size: 20px;
}

.ingr-conditions__grid p {
  margin-bottom: 0;
  color: #c3cfdb;
  font-size: 14px;
}

.ingr-conditions__grid .ingr-conditions__warning {
  border-color: rgba(255, 98, 0, 0.4);
  background: rgba(255, 98, 0, 0.1);
}

.ingr-text-link--light {
  color: #ffac78;
}

.ingr-process__steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.ingr-process__steps li {
  display: grid;
  grid-template-columns: 48px 1fr;
  gap: 16px;
  padding: 25px;
  border-top: 1px solid var(--ingr-line);
}

.ingr-process__steps > li > span {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--ingr-orange);
  color: #fff;
  font-weight: 850;
}

.ingr-process__steps h3 {
  margin-bottom: 8px;
  font-size: 19px;
}

.ingr-process__steps p {
  margin-bottom: 0;
  color: var(--ingr-muted);
  font-size: 14px;
}

.ingr-conversion {
  padding-block: clamp(72px, 9vw, 112px);
  background:
    radial-gradient(circle at 15% 15%, rgba(255, 98, 0, 0.11), transparent 25%),
    linear-gradient(135deg, #eef3f8, #fff7f2);
}

.ingr-conversion__grid {
  display: grid;
  grid-template-columns: minmax(0, 0.7fr) minmax(420px, 0.9fr);
  gap: clamp(44px, 7vw, 86px);
  align-items: start;
}

.ingr-conversion__copy {
  position: sticky;
  top: 110px;
  padding-top: 30px;
}

.ingr-conversion__copy > p:not(.ingr-kicker) {
  margin-bottom: 26px;
  color: var(--ingr-muted);
  font-size: 17px;
}

.ingr-conversion__copy ul {
  display: grid;
  gap: 12px;
}

.ingr-conversion__copy li {
  font-weight: 750;
}

.ingr-form-card {
  scroll-margin-top: 90px;
  padding: clamp(22px, 4vw, 38px);
  border: 1px solid rgba(16, 35, 59, 0.1);
  border-radius: 24px;
  background: #fff;
  box-shadow: 0 26px 70px rgba(7, 27, 51, 0.12);
}

.ingr-form-card__head {
  margin-bottom: 22px;
}

.ingr-form-card__head span {
  color: var(--ingr-orange-dark);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.ingr-form-card__head h3 {
  margin: 6px 0 0;
  font-size: 28px;
}

.ingr-form-card__note {
  margin: 16px 0 0;
  color: var(--ingr-muted);
  font-size: 12px;
  text-align: center;
}

.ingr-form-card .dofin-lead-button--primary {
  background: var(--ingr-orange);
}

.ingr-form-card .dofin-lead-button--primary:hover {
  background: var(--ingr-orange-dark);
}

.ingr-compact-reminder {
  display: grid;
  gap: 4px;
  margin-top: 26px;
  padding: 18px;
  border-left: 4px solid var(--ingr-orange);
  border-radius: 0 11px 11px 0;
  background: rgba(255, 255, 255, 0.72);
}

.ingr-compact-reminder span {
  color: var(--ingr-muted);
  font-size: 13px;
}

.ingr-faq {
  background: #fff;
}

.ingr-faq__grid {
  display: grid;
  grid-template-columns: minmax(260px, 0.62fr) minmax(0, 1fr);
  gap: clamp(44px, 8vw, 100px);
  align-items: start;
}

.ingr-faq__items {
  border-top: 1px solid var(--ingr-line);
}

.ingr-faq details {
  border-bottom: 1px solid var(--ingr-line);
}

.ingr-faq summary {
  display: grid;
  grid-template-columns: 1fr 30px;
  gap: 18px;
  align-items: center;
  padding: 23px 0;
  cursor: pointer;
  font-size: 17px;
  font-weight: 800;
  list-style: none;
}

.ingr-faq summary::-webkit-details-marker {
  display: none;
}

.ingr-faq summary span {
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--ingr-orange-soft);
  color: var(--ingr-orange-dark);
  transition: transform 180ms ease;
}

.ingr-faq details[open] summary span {
  transform: rotate(45deg);
}

.ingr-faq details div {
  padding: 0 48px 22px 0;
}

.ingr-faq details p {
  margin-bottom: 0;
  color: var(--ingr-muted);
}

.ingr-legal {
  padding-block: 34px;
  border-top: 1px solid var(--ingr-line);
  background: #f6f8fa;
}

.ingr-legal p {
  margin-bottom: 8px;
  color: #687789;
  font-size: 12px;
}

.ingr-legal p:last-child {
  margin-bottom: 0;
}

.ingr-legal a {
  color: var(--ingr-blue);
  text-underline-offset: 3px;
}

.ingr-mobile-cta {
  display: none;
}

.dofin-ing-refinancing--compact .ingr-hero__grid {
  min-height: 600px;
}

.dofin-ing-refinancing--compact .ingr-calculator {
  padding-top: clamp(62px, 8vw, 90px);
}

.dofin-ing-refinancing--compact .ingr-conversion {
  padding-top: clamp(64px, 8vw, 92px);
}

@media (max-width: 980px) {
  .ingr-hero__grid,
  .ingr-intro__grid,
  .ingr-eligibility__grid,
  .ingr-conversion__grid,
  .ingr-faq__grid {
    grid-template-columns: 1fr;
  }

  .ingr-hero__grid {
    gap: 44px;
  }

  .ingr-offer-card {
    width: min(100%, 650px);
  }

  .ingr-intro__grid,
  .ingr-eligibility__grid,
  .ingr-faq__grid {
    gap: 34px;
  }

  .ingr-conditions__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .ingr-process__steps {
    grid-template-columns: 1fr;
  }

  .ingr-conversion__copy {
    position: static;
    max-width: 760px;
    padding-top: 0;
  }
}

@media (max-width: 760px) {
  .ingr-shell {
    width: min(100% - 24px, 1180px);
  }

  .ingr-hero__grid {
    min-height: 0;
    padding-block: 52px 62px;
  }

  .ingr-hero h1 {
    font-size: clamp(39px, 11vw, 56px);
  }

  .ingr-hero__actions {
    align-items: stretch;
    flex-direction: column;
  }

  .ingr-button {
    width: 100%;
  }

  .ingr-value-grid,
  .ingr-conditions__grid {
    grid-template-columns: 1fr;
  }

  .ingr-value-grid article,
  .ingr-conditions__grid article {
    min-height: 0;
  }

  .ingr-calculator__after {
    align-items: flex-start;
    flex-direction: column;
  }

  .ingr-conversion__grid {
    gap: 34px;
  }

  .ingr-form-card {
    padding: 20px 15px;
    border-radius: 18px;
  }

  .ingr-mobile-cta {
    position: fixed;
    right: 12px;
    bottom: 12px;
    left: 12px;
    z-index: 80;
    min-height: 52px;
    display: flex;
    gap: 10px;
    align-items: center;
    justify-content: center;
    padding: 13px 18px;
    border-radius: 12px;
    background: var(--ingr-orange);
    box-shadow: 0 16px 34px rgba(7, 27, 51, 0.28);
    color: #fff;
    font-weight: 850;
    text-decoration: none;
  }

  .dofin-site-footer {
    padding-bottom: 84px;
  }
}

@media (max-width: 520px) {
  .ingr-offer-card {
    padding: 22px;
    border-radius: 18px;
  }

  .ingr-offer-card__top {
    align-items: flex-start;
    flex-direction: column;
    gap: 5px;
  }

  .ingr-offer-card__numbers {
    grid-template-columns: 1fr;
  }

  .ingr-offer-card__numbers div:last-child {
    grid-column: auto;
  }

  .ingr-value-grid article,
  .ingr-purpose-list,
  .ingr-process__steps li {
    padding: 20px;
  }

  .ingr-faq details div {
    padding-right: 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  .ingr-button,
  .ingr-faq summary span {
    transition: none;
  }
}